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The Home Equity Theft Reporter: Miami Feds Pinch Four In Alleged Refinance Ripoff; Reverse Mtg Proceeds Illegally Diverted, Existing Liens Remain Unpaid; Some Seniors Face F’closure Refinance Mortgage Loan Services in Florida In South Florida, commercial mortgage brokers who shop for loans with a number of banks are more common. Wood’s firm provides mortgage banking services for lenders. “The last three years have been. · Miami Feds Pinch Four In Alleged Refinance Ripoff; Reverse Mtg Proceeds Illegally Diverted, Existing Liens Remain Unpaid; Some Seniors Face F’closure In Miami, Florida, The Miami Herald reports: Three South Florida mortgage professionals conspired with a Pittsburgh title agent to defraud senior citizens through a reverse mortgage scam, according to allegations unveiled.