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ClwtrBkAtty-Carol A. Lawson, Esq. Florida home equity loan Refinancing 2016 A second mortgage is a home equity loan or home equity line of credit. A second mortgage uses your home as collateral, similar to a loan you might have used to purchase your home.

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Usually around 45 days from the date that your petition is filed you will be required to attend a 341 meeting. This meeting is often called a meeting of the creditors, because all of your creditors will be put on notice of the date and time that this meeting is to take place.

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If the failed bank was regulated by the State, check with the State’s financial/banking office for stored records. In Florida anyway, that would be through the office of the Chief Financial Officer, an elected Cabinet position under whom someone is appointed to oversee state regulated banking institutions.

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ClwtrBkAtty-Carol A. Lawson, esq. clearwater bankruptcy attorney, Carol A. Lawson and the Law Office of Carol A. Lawson have been serving tampa bay since 1998, our office focuses on providing legal services to help consumers resolve debt related issues primarily Bankruptcy, and Estate Planning. We practicing in Pinellas, Pasco and Hillsborough Counties.