Sen. Nelson slams regulators, credit bureaus for short-sale confusion

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 · Fannie Mae to fix glitch that rejected borrowers.. Those borrowers with a short sale on their credit history can qualify for a new mortgage in as few as two years, while those with a.

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Back-end ratio, or debt ratio: The amount you pay in monthly debt (credit cards, student loans, etc.). Balloon (payment) mortgage: Usually a short-term fixed- rate loan which. Bill of sale: A written document that transfers title to the property. A regulatory and supervisory agency for federally chartered savings institutions.

Your credit report affects your ability to get a loan as well as the interest rate you will be required to pay. Congress has passed credit reporting legislation to give you access to your credit information and to protect you from unfair, fraudulent, or deceptive credit practices.

legal distinction between cash loans and sales credit.. credit sale. Lenders regularly engaged in this form of regulatory arbitrage, fronted with an arsenal of reports on the salary loan situation in New.. Commercial banks also began offering short-term loans to lenders. already slammed shut.74.

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The public is forced to accept excuses that we have enforcement agencies not enforcing, regulators not regulating and legislators not equipped to legislate properly in our modern fast moving financial world. The public is left with the gnawing concern of whether it is incompetence or something much deeper, more troubling, and more sinister.

The bill, which is part of a nationwide push by car dealers and their trade associations.. "The sale, lease or loan of used cars with known safety defects is a dangerous.. increasing the risk of a crash, and could also short-circuit and catch on fire. Both reports were commissioned by the Consumers for Auto Reliability and.

New York Governor David Paterson and New York City Mayor Michael Bloomberg called the Affordable Care Act a "disgrace," because it gave more money under Medicaid to states like Nebraska, whose senator, Democrat Ben Nelson, held out for more financial support as a condition of voting for the bill. New York State, in contrast, would have a $5.5 billion cut over 10 years.

Official joined consumer regulator after watching breakdown of credit company. financial protection Bureau this spring as the senior official charged with overseeing the nation’s credit.