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Dear Penny: I Want to Help My Elderly Parents by Buying Their House Dear Penny, My husband and I live in Florida and are paying a mortgage on our home. We want to help my parents out by buying their home in Maryland to help them pay off their debt. They will live there rent-free until they can no longer live on their own. They are retired and in their late 70s/early 80s. My husband and I hope to retire in five.