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· You could be forgiven for wondering if this is a weird time for HSBC to get back into U.S. mortgage lending. Though the economy is strong and unemployment is low, industry observers are also watching for hints of the next crisis, and interest rates are creeping back up while housing markets in some parts of the country suffer inventory shortages.
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· But that doesn’t mean you can’t get a mortgage with a smaller down payment. You can very often pony up much less even as little as 3 percent. And you won’t be alone. According to the National Association of Realtors, 81 percent of Americans purchase.
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